Financing business

SME lending growth increases 0.4% in 12 months.

1 in 4 have debts of more than £30,000.

Uncertainty ‘holds SMEs back’ more than access to finance.

Proposed laws to give small firms a ‘level playing field’.

Keep the cash flowing over the summer.

Late payments affect 43% of the self-employed.

36% are unaware of existing services.

Missed opportunities cost businesses £78,942 a year.

Around 1 in 4 SME owners report ‘grossly unfair’ payment practices.

SME owners use loans and savings in Q4 2017.